5
Supervisory bodies
2
Co-supervised sectors
9
Sectors covered
1
FIU / AMLU
02The regulatory landscape
02
There is no single Jordan regulator
Jordan splits financial-crime supervision by activity, not through a single authority. The body that licenses you is not always the body that judges your AML programme, and in two of the highest-risk sectors two authorities sit over the same activity at once. You must satisfy each supervisor that touches your business, plus the national financial-intelligence function that sits across all of them.
VASP & crypto
JSCCBJ Co-supervised: the JSC and the CBJ sit over the same activity at once, so one control set must satisfy two examiners. JSC licensing register: jsc.gov.jo.
Payments & MSB
CBJ The CBJ licenses and supervises payments, money-transfer and money-exchange businesses, and judges your controls. Money-exchange supervision list: cbj.gov.jo.
Banks & FIs
CBJ The CBJ is the prudential and AML supervisor for banks and other financial institutions. Banking-sector guide: cbj.gov.jo.
Funds & CSP
JSCMITS/CCD Funds and fund administration answer to the JSC licensing register. Corporate-service work answers to the Companies Control Department under the Ministry of Industry, Trade and Supply, company register at ccd.gov.jo. A single structure can straddle both.
Gold & DPMS
MITS/CCDAMLU No dedicated financial-crime regulator. Dealers in precious metals and stones are AML-supervised as DNFBPs by MITS/CCD, with suspicious-activity reporting to the AMLU as the national FIU.
Gaming
PSD Gambling is prohibited under the Penal Code, enforced through the Public Security Directorate and the courts. No gaming regulator to license into. We cover the control side only, for the payment, banking and diligence exposure adjacent businesses carry.
Real estate & DNFBP
MITS/CCDAMLU Real-estate agency and the wider designated non-financial trades fall under MITS/CCD for AML supervision, with reporting to the AMLU. No dedicated financial-crime regulator for the sector.
Defence & dual-use
MITSJordan Customs MITS runs export licensing for controlled and dual-use goods. Jordan Customs is the enforcement partner on the movement of dual-use goods across the border.
Art & high-value
MITS/CCDAMLU No dedicated regulator. High-value-goods dealers fall under DNFBP and general AML supervision by MITS/CCD and report to the AMLU. The absence of a bespoke supervisor does not reduce the obligation; it changes what supervision looks like.
Every regulator above is drawn from the verified Jordan matrix. We build to the current published framework, and verify any specific instruction, rule change, threshold or penalty with the named regulator before stating it as fact. Supervised now, exposed at the next review.
03Who operates here, and what they build
Jordan hosts a broad set of regulated operators. Once licensed or registered, each has to run a live programme, not a binder:
- Deposit-takers and finance houses under the CBJ.
- A growing payments and money-transfer sector.
- A securities and funds industry under the JSC.
- An active precious-metals and real-estate trade under MITS/CCD.
- Corporate-service and trade businesses carrying cross-border exposure into the Gulf and the Levant.
01A documented AML/CFT risk assessment that maps the business you actually do, refreshed as the business changes.
02Customer due diligence and enhanced due diligence that hold up on inspection, with beneficial-ownership identification a supervisor can follow.
03Sanctions and watchlist screening calibrated to Jordan's exposure and to the counterparties you actually touch, with a defensible view of regional and cross-border risk.
04Transaction monitoring with thresholds and typologies you can defend, and an audit trail behind every alert.
05A named MLRO or compliance officer with real authority, and a working reporting line into the AMLU for suspicious activity.
06Governance, training and record-keeping that show the programme is owned at the top, not delegated to a template.
07For controlled and dual-use goods: export-control classification and screening that satisfies MITS and Jordan Customs.
The gap is rarely the paperwork at licensing. The gap is the day-two reality: the monitoring nobody tunes, the MLRO seat nobody fills, the file that cannot survive a real inspection. That is the part we build.
04By sector here
How we serve every sector here
We serve all nine sectors in Jordan with equal weight. Same seniority, same fixed-scope discipline, same standard of programme. Pick your activity.
VASP & cryptoProgramme build and controls for virtual-asset activity under the JSC and the CBJ together, including Travel Rule readiness and a control set that answers to both examiners at once.
Payments & MSBAML and sanctions programmes for payment, money-transfer and money-exchange businesses supervised and registered by the CBJ.
Banks & FIsFull AML/CFT and sanctions frameworks, remediation and independent audit for CBJ-supervised institutions.
Funds & CSPProgrammes for funds and fund administration under the JSC, and for corporate-service providers under MITS/CCD, where the two supervisors can touch the same structure.
Gold & DPMSDNFBP AML programmes for dealers in precious metals and stones, AML-supervised by MITS/CCD with no dedicated regulator, reporting to the AMLU.
GamingControl-side coverage only, for the banking, payment and diligence exposure adjacent businesses carry where the activity itself is prohibited under the Penal Code.
Real estate & DNFBPRisk assessments, CDD and AMLU reporting frameworks for real-estate agents and designated non-financial businesses AML-supervised by MITS/CCD.
Defence & dual-useExport-control classification, screening and integrity due diligence for controlled goods, under MITS export licensing with Jordan Customs enforcement.
Art & high-valueDNFBP AML controls for high-value-goods dealers under MITS/CCD general AML supervision, reporting to the AMLU.
05The five service lines, in this market
01
Licensing and new-regime programme build. The AML/CFT and sanctions programme that sits behind a CBJ licence, a JSC licence or a MITS/CCD registration: risk assessment, policies, controls, screening and the reporting line into the AMLU, built to the standard the supervisor inspects to.
02
Remediation. Post-finding or post-enforcement rebuild of a Jordan programme, on a fixed scope, with the evidence a supervisor will ask for and a defensible closure trail.
03
Outsourced and bridge MLRO plus managed FIU function. A senior MLRO and a working reporting line into the AMLU while you recruit, scale, or stabilise after a departure.
04
Independent AML audit. The independent review a Jordan supervisor expects, run by a practitioner who did not build the thing being reviewed.
05
Sanctions, export-control and integrity due diligence. Counterparty, corridor and beneficial-owner work, including MITS and Jordan Customs facing controls for controlled and dual-use goods exposure.
Fixed scope. Fixed fee. No hourly billing. A costed plan within 48 hours.
06The operator-side value
We sit on your side of the table
We sell no software and take no commissions. We are the reviewer, not the seller: when we recommend a control, nothing downstream pays us for it. That independence is what lets a CBJ, JSC or MITS/CCD examiner trust the programme we hand you.
Senior only, fixed scope
No juniors learning on your file, no open-ended hourly meter. You get a costed plan within 48 hours and a fixed fee against a defined scope. You know what you are buying before you buy it.
Built to be run, not filed
We do not leave you a binder. We build the programme, and where you need it we run the MLRO and financial-intelligence function until your own seat is filled and steady. Then we hand it over clean.
Briefing seriesCurrent and datedA dated, ongoing intelligence feed on frontier and Gulf AML/CFT developments, kept current.The briefings →
Local partnersLocal legal standingLicensed local law-firm and compliance partners in our markets.Partners →
Press pickupKazakh pressOur regional work has been picked up by Kazakh press on its own merit.The record →
CredentialsCAMS / ICABuilt by qualified practitioners. No client names, no invented cases.The firm →
Intake / Jordan · Confidential
Tell us what you are licensed to do. We will tell you what sits behind it.
A short, confidential conversation. We map your activity to the right supervisor, name the gaps, and send a costed plan within 48 hours. No obligation, no sales pressure.